How To Recognize Bad Faith Accident Insurance Claims
In far too many cases car accident victims in Salt Lake City fall victims to bad faith insurance tactics by their insurance companies, if you face this situation contact the legal team at the Christian Burridge Law Firm.
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How To Recognize Bad Faith Accident Insurance Claims

June 23, 2017 By bridgelawadmin

How To Recognize Bad Faith Accident Insurance Claims

We have all heard the catchy slogans and extravagant promises made by insurance companies. Turn on your TV or radio and it won’t take long to see or hear a commercial about how you are in “good hands” with a “friendly neighbor” that will always be there. Whether it is a talking gecko or funny actress, it almost seems like car insurance companies spend more time on advertising than actually taking care of their policyholders. In far too many cases car accident victims in Salt Lake City fall victims to bad faith insurance tactics by their insurance companies. Many don’t even know it’s happening until it is too late. Here are some helpful tips on what to do when faced with this situation.

What is a Bad Faith Insurance Claim?

All insurance companies are required by law to handle each car accident claim in good faith. During the process, they must correct and accurately investigate, negotiate and settle car accident claims in an ethical manner. Unfortunately, some have been known to cut corner. A bad faith insurance claim in when the insurance provider fails to be honest and fair any time during the claims process. Every insurance contract contains a clause called “implied covenant of good faith and fair dealing.” Should the insurance company violate any of the good faith terms, it can be held liable by the court. Bad faith insurance claims are recognized by all jurisdictions, including Utah.

Types of Bad Faith Insurance Claims

Most insurance companies do their best to provide policyholders with good service. However, some have been known to use questionable tactics to save money. Here are some common examples.

  • Denied Car Accident Claims Without Providing a Reason: Insurance companies must provide a legitimate reason before denying an insurance claim.
  • Insurance Companies Must Conduct a Complete Investigation: Insurance companies have a responsibility to complete a swift and thorough investigation of each car accident after a claim is filed. Any delay or inadequate investigation is considered bad faith.
  • Delaying the Settlement of a Legitimate Claim: Car accident settlement payments must be made within a certain window of time. Any delay of an accepted settlement by the insurance company is considered bad faith.
  • Offering a Lower Settlement Than The Actual Worth of the Claim: Make sure your insurance company is not providing a low-ball settlement.
  • Refusing to Provide Payment: Once a settlement is reached, the insurance company is obligated to pay the full amount.

A Salt Lake City Bad Faith Insurance Claims Attorney Can Help

Just one car accident can change a person’s life forever. Not only can it result in devastating physical injuries, it can also place accident victims in a huge financial burden. If an insurance company is failing to provide the proper compensation to account for damages and medical care, it is vital to seek immediate representation from Salt Lake City personal injury attorney with a track record of fighting for the rights of each client. Over the years, attorney Christian Burridge has helped countless accident victims recover the maximum compensation. To learn more, contact the legal team at the Christian Burridge Law Firm and schedule a free consultation to discuss your case.